Thats really helpful, i didnt think of e.l.f! I live in uk, but i couldnt see the pan palettes on their website

I am so very tempted to get one of the big z palettes on this site, but then i know i would be way to chicken to try and depot my eyeshadows i already have... but like you mentioned, i think there will come a time when i know i will wish i had turned to pans! Plus the MUG eyeshadows are pans and i plan on getting some of those too..... I feel one of those impulses coming on where i just go to the store and checkout with hundreds of things!
PErhaps i should just go with the mac pans, and buy myself a z palette - does that sound like a plan??